Arthur J. Gallagher & Co. (AJG)
Arthur J. Gallagher & Co. is a global insurance brokerage and risk management firm that helps businesses and individuals protect themselves against uncertainty.
Is Arthur J. Gallagher & Co. a good stock for a UK beginner?
The honest version: Arthur J. Gallagher & Co. is a global insurance brokerage and risk management firm that helps businesses and individuals protect themselves against uncertainty.
Over about 2 years to 2026-07-31. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.
Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.
Dominance in the global risk management market.
Increased competition or regulatory changes in the insurance sector.
What does Arthur J. Gallagher & Co. do?
Think of Gallagher as the middleman between people who need insurance and the big companies that provide it. Fees and commissions for arranging these policies and offering expert advice on managing business risks are what fill the coffers. Much of their growth comes from snapping up smaller, local insurance brokers, so keep an eye on how well that expansion continues.
On our factor screen it looks strongest on growth and momentum, and weakest on quality.
- ✓Pays a dividend - about 1.1% a year
- ✓Growing - revenue up about 36% over the year
- !High P/E of 41 - big growth is already priced in
- Strong track record of growing through acquisitions
- Essential service that remains relevant in good times and bad
- Lower volatility compared to the broader market
- Economic downturns could lead clients to cut back on insurance spending
- Regulatory changes could impact how commissions are earned
- Integration challenges from buying too many companies at once
What do Arthur J. Gallagher & Co.'s numbers mean?
How much money does Arthur J. Gallagher & Co. make?
Revenue and profit by quarter, and how much of each sale turns into profit.
Does Arthur J. Gallagher & Co. pay a dividend?
Yes - Arthur J. Gallagher & Co. currently pays a dividend of about 1.1% a year (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it.
When does Arthur J. Gallagher & Co. report earnings, and how did recent quarters go?
Arthur J. Gallagher & Co. is next scheduled to report on about 2026-10-29 - dates can move, and we don't predict results; this just tells you when to look.
Each quarter a company reports its results against what analysts expected. ‘Beating’ or ‘missing’ is about that expectation, not whether the business is doing well in absolute terms.
| Reported | Expected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number. | Actual EPS | vs expected |
|---|---|---|---|
| 2026-07-30 | $2.81 | $2.84 | In line |
| 2026-04-30 | $4.43 | $4.47 | In line |
| 2026-01-29 | $2.35 | $2.38 | Beat +1% |
| 2025-10-30 | $2.54 | $2.32 | Missed -9% |
| 2025-07-31 | $2.36 | $2.33 | Missed -1% |
| 2025-05-01 | $3.58 | $3.67 | Beat +3% |
Across the last 6 quarters here, Arthur J. Gallagher & Co. came in ahead of what analysts expected 2 times. One quarter is noise, not a trend.
See who else reports over the next two weeks →
Reported vs expected earnings per share (EPS) from published results; the expectation is the analyst consensus, not our view. Report dates are estimates that can move.
More in Financial Services
What are the scenarios for Arthur J. Gallagher & Co.?
An illustrative range for the year ahead, with the assumption behind each case — not a prediction or a price target.
What are the pros and cons of Arthur J. Gallagher & Co.?
How many points the write-up makes each way — a balance check, not a score or verdict.
- Strong track record of growing through acquisitions
- Essential service that remains relevant in good times and bad
- Lower volatility compared to the broader market
- High current valuation relative to recent earnings
- Modest dividend yield compared to some other financial firms
- Relies heavily on the success of integrating new businesses
- Economic downturns could lead clients to cut back on insurance spending
- Regulatory changes could impact how commissions are earned
- Integration challenges from buying too many companies at once
The write-up's own warning lights — if these start happening, the case above changes.
- A significant drop in the company's ability to acquire new firms
- A major shift in how insurance is bought and sold that bypasses brokers
Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →
This plain-English summary was auto-generated on 2026-08-01 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.