JPMorgan Chase & Co. (JPM)
JPMorgan Chase is a massive American banking giant that helps individuals, businesses, and governments manage their money, investments, and loans.
Is JPMorgan Chase & Co. a good stock for a UK beginner?
The honest version: JPMorgan Chase is a massive American banking giant that helps individuals, businesses, and governments manage their money, investments, and loans.
Over about 2 years to 2026-07-31. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.
Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.
Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.
Successful expansion into new digital financial services.
Major disruption from new financial technology competitors.
What does JPMorgan Chase & Co. do?
Think of JPMorgan as the engine room of the global financial system, offering everything from everyday current accounts to complex advice for massive corporations. Income flows in from charging interest on loans, collecting fees for managing investments, and helping companies raise capital. How the wider economy performs matters most here, since the bank's health is closely tied to the financial well-being of its customers.
On our factor screen it looks strongest on growth and momentum, and weakest on quality.
- ✓Pays a dividend - about 1.7% a year
- ✓Growing - revenue up about 30% over the year
- ✓Very profitable - turns about 35% of sales into profit
- ✓Strong return on shareholder money (ROE 18%)
- Growth screens high (80/100)
- Momentum screens high (76/100)
- Dominant market position in global finance
- Strong ability to turn revenue into profit
- Consistent history of paying dividends to shareholders
- Potential for loan losses if borrowers cannot pay back debt
- Cybersecurity threats to digital banking platforms
- Changes in government policy affecting banking rules
What do JPMorgan Chase & Co.'s numbers mean?
How much money does JPMorgan Chase & Co. make?
Revenue and profit by quarter, and how much of each sale turns into profit.
Does JPMorgan Chase & Co. pay a dividend?
Yes - JPMorgan Chase & Co. currently pays a dividend of about 1.7% a year (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it.
When does JPMorgan Chase & Co. report earnings, and how did recent quarters go?
JPMorgan Chase & Co. is next scheduled to report on about 2026-10-13 - dates can move, and we don't predict results; this just tells you when to look.
Each quarter a company reports its results against what analysts expected. ‘Beating’ or ‘missing’ is about that expectation, not whether the business is doing well in absolute terms.
| Reported | Expected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number. | Actual EPS | vs expected |
|---|---|---|---|
| 2026-07-14 | $5.80 | $6.14 | Beat +6% |
| 2026-04-14 | $5.51 | $5.94 | Beat +8% |
| 2026-01-13 | $4.82 | $4.63 | Missed -4% |
| 2025-10-14 | $4.87 | $5.07 | Beat +4% |
| 2025-07-15 | $4.48 | $4.96 | Beat +11% |
| 2025-04-11 | $4.64 | $5.07 | Beat +9% |
Across the last 6 quarters here, JPMorgan Chase & Co. came in ahead of what analysts expected 5 times. One quarter is noise, not a trend.
See who else reports over the next two weeks →
Reported vs expected earnings per share (EPS) from published results; the expectation is the analyst consensus, not our view. Report dates are estimates that can move.
More in Financial Services
What are the scenarios for JPMorgan Chase & Co.?
An illustrative range for the year ahead, with the assumption behind each case — not a prediction or a price target.
What are the pros and cons of JPMorgan Chase & Co.?
How many points the write-up makes each way — a balance check, not a score or verdict.
- Dominant market position in global finance
- Strong ability to turn revenue into profit
- Consistent history of paying dividends to shareholders
- Highly sensitive to the ups and downs of the global economy
- Complex business model that can be difficult to analyse
- Subject to heavy regulation which can limit growth
- Potential for loan losses if borrowers cannot pay back debt
- Cybersecurity threats to digital banking platforms
- Changes in government policy affecting banking rules
The write-up's own warning lights — if these start happening, the case above changes.
- A significant, sustained drop in the bank's return on equity
- A major regulatory scandal that damages the bank's reputation
Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →
This plain-English summary was auto-generated on 2026-08-01 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.