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Union Pacific Corporation (UNP)

Industrials Balanced

Union Pacific is a massive American railway company that moves everything from coal and grain to cars and consumer goods across the western United States.

$292.13

Is Union Pacific Corporation a good stock for a UK beginner?

The honest version: There's no rating here and nothing for sale. In its favour: Dominant position in the western US rail network. Worth weighing: High capital costs to maintain tracks and equipment. Below, we lay out what it does, what its numbers mean, and the honest risks, so you can decide for yourself.

No rating · no target price · nothing for sale here
Price+19.5%
= past earnings-report date
Priced in USD - as a UK investor your £ return also moves with the pound-to-dollar exchange rate, on top of the share price itself.
52-week range+33% past year
$292.13
Low $210.84High $315.99
Where today's price sits versus its past year - context, not a signal.
If you had put $1,000 into Union Pacific Corporation
$1,195+19%

Over about 2 years to 2026-07-31. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.

How much has Union Pacific Corporation actually fallen?

−19%

Over the last 2 years of daily prices, Union Pacific Corporation fell as much as −19% from a high to a later low. Drops of this size are a normal part of owning a share - worth knowing in advance, so a dip doesn't come as a shock.

Worst peak-to-trough fall in the daily closing price over the period we hold. Past falls are not a forecast - it can fall further, or recover.

Market cap: The company's total value on the stock market - share price times the number of shares. Big = 'large-cap', small = 'small-cap'.
$173.55B
Avg volume: How many shares change hands on a typical day. Higher means it's easy to buy or exit without moving the price.
2.99M
Day range: The lowest and highest price the shares traded at during the latest day.
$287.91 – $293.94
52-week range: The lowest and highest the shares have traded over the past year - a sense of how wide the swings have been.
$210.84 – $315.99
P/E ratio: Price-to-earnings: the share price divided by yearly profit per share. Lower can mean cheaper; higher often means investors expect fast growth.
23.6
Dividend yield: The yearly dividend as a percentage of the share price - roughly the income you'd earn from dividends alone.
1.9%
Beta: How bumpy the share price is versus the whole market. Above 1 swings more than the market; below 1 is calmer. It's about the ride, not whether it goes up or down.
0.96
How bumpy is it?Beta: How bumpy the share price is versus the whole market. Above 1 swings more than the market; below 1 is calmer. It's about the ride, not whether it goes up or down. 0.96
Calm
Wild
Roughly in step with the market

Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.

Why has it been moving?▲ +1% past week · ▲ +33% past year

Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.

The bull case

Successful automation and long-term supply chain shifts.

The bear case

Structural decline in traditional freight sectors like coal.

What does Union Pacific Corporation do?

Think of Union Pacific as the backbone of American trade, operating a vast network of tracks that connect ports and industrial hubs. Hauling heavy freight for businesses across thousands of miles is the money-maker, making them a vital link in the global supply chain. Two things really move the needle: how efficiently they manage fuel costs and how much demand there is for the raw materials they haul.

VQGMI
Factor profile

On our factor screen it looks strongest on momentum and quality, and weakest on value.

Value: How cheap the stock looks versus profits, sales and assets (higher = cheaper). 32Quality: How profitable and financially healthy the company is (higher = stronger). 65Growth: How fast revenue and earnings are growing (higher = faster). 46Momentum: How the share price has been trending recently (higher = stronger recent run). 77Income: The dividend income on offer and how sustainable it looks (higher = more/steadier). 55
Quick checks
What's strong
  • Momentum screens high (77/100)
  • Dominant position in the western US rail network
  • High profit margins for an industrial business
  • Essential service that is difficult for competitors to replicate
What to watch
  • Regulatory changes affecting rail safety or pricing
  • Labour disputes or union negotiations
  • Environmental regulations impacting the transport of fossil fuels

What do Union Pacific Corporation's numbers mean?

P/E
23.6
This shows how much you are paying for every pound of the company's annual profit; a higher number suggests investors expect future growth.
Around the middle of the 106 Industrials shares we cover
Net margin
29.2%
This tells us that for every pound of sales, the company keeps nearly 30 pence as actual profit after all its bills are paid.
Higher than most of the 123 Industrials shares we cover
Return on equity
40.7%
This measures how effectively the company uses the money invested by shareholders to generate profit, with a higher percentage being generally more impressive.
Higher than most of the 114 Industrials shares we cover
Dividend yield
1.9%
This is the annual cash payout to shareholders as a percentage of the share price, providing a small regular income stream.
Higher than most of the 123 Industrials shares we cover

How much money does Union Pacific Corporation make?

Revenue and profit by quarter, and how much of each sale turns into profit.

RevenueNet income
$0$1.72B$3.43B$5.15B$6.86BQ2 25Q3 25Q4 25Q1 26Q2 26
Gross margin
56.3%
Net margin
28.8%
Return on equity
39.7%

Does Union Pacific Corporation pay a dividend?

Yes - Union Pacific Corporation currently pays a dividend of about 1.9% a year (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it.

What do the numbers say about Union Pacific Corporation's dividend?

There's no rating here, and we don't judge whether the dividend will continue - that would be advice. Here are the figures income investors usually look at, and what each one means, so you can weigh it up yourself.

Dividend yield1.9%The yearly dividend as a percentage of today's price. A very high figure often means the price has fallen because the market expects a cut, so a big yield is a question to look into, not a prize.
Payout ratio45%The share of profit paid out as dividends. A lower figure leaves headroom; near or above 100% means most or all of the profit is going out as dividends.
Dividend cover2.2×Profit divided by the dividend (the payout ratio the other way up). As a rough convention many income investors like around 2× or more; below 1× means the company paid out more than it earned that year.

Figures are from the latest available data and can be distorted by one-off results. Past payments don't predict future ones, and a dividend can be cut at any time. This lays out the numbers to help you understand them - it is not a view on what will happen.

When does Union Pacific Corporation report earnings, and how did recent quarters go?

Union Pacific Corporation is next scheduled to report on about 2026-10-22 - dates can move, and we don't predict results; this just tells you when to look.

Each quarter a company reports its results against what analysts expected. ‘Beating’ or ‘missing’ is about that expectation, not whether the business is doing well in absolute terms.

Union Pacific Corporation: reported versus expected earnings per share, recent quarters
ReportedExpected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number.Actual EPSvs expected
2026-07-23$3.24$3.41Beat +5%
2026-04-23$2.86$2.93Beat +2%
2026-01-27$2.87$2.86In line
2025-10-23$3.00$3.08Beat +3%
2025-07-24$2.91$3.03Beat +4%
2025-04-24$2.73$2.70Missed -1%

Across the last 6 quarters here, Union Pacific Corporation came in ahead of what analysts expected 4 times. One quarter is noise, not a trend.

See who else reports over the next two weeks →

Reported vs expected earnings per share (EPS) from published results; the expectation is the analyst consensus, not our view. Report dates are estimates that can move.

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What are the scenarios for Union Pacific Corporation?

An illustrative range for the year ahead, with the assumption behind each case — not a prediction or a price target.

$330$292$209today · $292▲ Bull · $314• Base · $292▼ Bear · $270in 1 yearILLUSTRATIVE · NOT A PREDICTION OR PRICE TARGET
Bull
+5% to +10%Stronger industrial demand boosts freight volumes.
Base
-2% to +2%Steady, predictable operations continue as normal.
Bear
-5% to -10%Rising fuel costs squeeze profit margins.

What are the pros and cons of Union Pacific Corporation?

3bull points
6bear points

How many points the write-up makes each way — a balance check, not a score or verdict.

The bull case3
  • Dominant position in the western US rail network
  • High profit margins for an industrial business
  • Essential service that is difficult for competitors to replicate
The catch3
  • High capital costs to maintain tracks and equipment
  • Sensitive to economic downturns that reduce shipping demand
  • Limited growth potential compared to tech-focused sectors
Key risks3
  • Regulatory changes affecting rail safety or pricing
  • Labour disputes or union negotiations
  • Environmental regulations impacting the transport of fossil fuels
What would flip the thesis

The write-up's own warning lights — if these start happening, the case above changes.

Confidence: medium · data: USD · flags: none · Charts by TradingView Lightweight Charts™
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Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →

This plain-English summary was auto-generated on 2026-08-02 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.

Figures as of 2026-08-02. Prices may be delayed and numbers can go stale - always double-check before acting.