Educational information, not financial advice or a personal recommendation. Not regulated by the FCA. Do your own research. Capital at risk.

Fund fee calculator

What do the charges on an investment actually come to? See it in pounds a year at your own pot size, then how a small difference compounds over decades. Free, no sign-up, education only.

Fees in pounds

What would you actually pay this year?

Charges are advertised as percentages, which is the one unit that hides how they land on a smaller pot. Most platforms also set a minimum charge, and below a certain pot size that minimum is the whole story. Put your own numbers in and the answer comes back in pounds a year.

The fund takesa year
The platform takesa year
Totala year, or of your pot

Illustrative, and charges vary a lot by provider and by what you hold. Some platforms cap their fee, some charge per trade, and some waive the minimum on regular monthly payments. Check the charges on the account you actually use. General information, not advice about your situation.

The overlooked cost

What do fees actually cost you?

An ongoing charge looks tiny - 0.2% versus 0.75% a year. But it's taken every year on a growing pot, so over decades the gap compounds into real money. Same investments, two charges - here's the difference. Illustrative only, not advice. It assumes the same steady return every year, which no real market delivers - the point is the shape of the effect, not the final figure.

Curious what each fund actually charges? See every fund's fee in real pounds, ranked cheapest first.

You've got the foundations. Now have a look around.

Explore the namesBrowse 600+ shares and funds - filter by dividends, cheap-and-quality or growth, and open any one for the plain-English version.Build a practice piePut a pretend portfolio together and watch how it would have moved - no account, no real money, no pressure.Look up a companyType a name you recognise - Apple, Lloyds, a Vanguard fund - and read what it actually is, with the jargon already decoded.Find your fitAnswer two quick questions - what you're drawn to and which market - and see a handful of names that match, with the plain-English reason why.How to research a shareA plain-English, 20-minute checklist: what a company does, how it makes money, and the honest risks - and where to find each.