BNY Mellon (BNY)
BNY Mellon is a global financial powerhouse that acts as the world's largest custodian, keeping trillions of pounds in assets safe for big institutions.
Is BNY Mellon a good stock for a UK beginner?
The honest version: There's no rating here and nothing for sale. In its favour: Dominant market position as a global custodian. Worth weighing: Revenue is heavily tied to the health of global financial markets.
Is this normal for this company?
Each figure against the range this same company has produced recently. Neither end of a range is the good end.
Share price divided by the earnings actually reported over the four most recent quarters. The range is the same calculation at each of this company's last few results, so roughly the past year.
Profit as a share of sales, from the company's own quarterly statements. The range covers the 5 quarters we hold, and the figure shown is its most recent one.
How these ranges are built
Every number here is the company's own reported figure, not a comparison with other companies. The ranges come from this company's own results and its share price. Where it reports in a different currency from the one its shares trade in, the price-to-earnings range is left out rather than mixing the two.
What does BNY Mellon do?
Think of BNY Mellon as the 'plumbing' of the global financial system; they don't just manage money, they provide the essential record-keeping and administrative services that allow banks, pension funds, and governments to function. They make their money primarily through fees charged for looking after these assets and providing investment services, rather than taking big risks with their own capital. Much depends on how it navigates shifting interest rates, which shape the income it earns on the cash balances it holds for clients.
On our factor screen it looks strongest on momentum and income, and weakest on quality.
- ✓Pays a dividend - about 1.4% a year
- ✓Growing - revenue up about 13% over the year
- ✓Very profitable - turns about 29% of sales into profit
- Momentum screens high
- —
Does BNY Mellon pay a dividend?
Yes - BNY Mellon currently pays a dividend of about 1.4% a year, which is £14 a year for every £1,000 invested (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it. An ISA doesn't shelter the US tax on this one →
What do the numbers say about BNY Mellon's dividend?
There's no rating here, and we don't judge whether the dividend will continue - that would be advice. Here are the figures income investors usually look at, and what each one means, so you can weigh it up yourself.
Figures are from the latest available data and can be distorted by one-off results. Past payments don't predict future ones, and a dividend can be cut at any time. This lays out the numbers to help you understand them - it is not a view on what will happen.
Most recent ex-dividend date: 27 Jul 2026. To receive a dividend you must already own the shares before the ex-dividend date; become a holder on or after it and the previous owner keeps that payment. Why the price usually falls that morning →
What do BNY Mellon's numbers mean?
How has it performed?
Growth of £1,000, the worst fall, and year by year
Over about 2 years to 2026-09-11. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.
How much has BNY Mellon actually fallen?
Over the last 2 years of daily prices, BNY Mellon fell as much as −18% from a high to a later low. Falls like this are normal when you own a share.
Past falls are not a forecast - it can fall further, or recover.
How has it done year by year?
Calendar-year total return - the share price with dividends reinvested - from adjusted closing prices. The current year is only part-complete. Past returns are not a guide to the future.
A closer look at the numbers
Ownership, earnings history, where the money goes, and the outlook range
Does the share price tell you if it's cheap or expensive?
Who owns BNY Mellon?
About 88% of BNY Mellon, or about 88 in every 100 shares, is held by big institutions such as pension and index funds. The rest, roughly 11%, is held by the public and smaller investors.
What this does and doesn't tell you
This is a recent snapshot of the share register, and it moves. We don't read anything into who owns what - a high institutional share is common for any large listed company and is not a signal about it.
Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.
Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.
How much money does BNY Mellon make?
Revenue and profit by quarter, and how much of each sale turns into profit.
When does BNY Mellon report earnings, and how did recent quarters go?
BNY Mellon is next scheduled to report on about 2026-10-15 - dates can move, and we don't predict results; this just tells you when to look.
‘Beat’ and ‘missed’ are against what analysts expected, not whether the business is doing well.
| Reported | Expected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number. | Actual EPS | vs expected |
|---|---|---|---|
| 2026-07-15 | $2.22 | $2.46 | Beat +11% |
| 2026-04-16 | $1.93 | $2.25 | Beat +17% |
| 2026-01-13 | $1.90 | $2.02 | Beat +6% |
| 2025-10-16 | $1.76 | $1.88 | Beat +7% |
| 2025-07-15 | $1.76 | $1.94 | Beat +10% |
| 2025-04-11 | $1.49 | $1.58 | Beat +6% |
Across the last 6 quarters here, BNY Mellon came in ahead of what analysts expected 6 times. One quarter is noise, not a trend.
See who else reports over the next two weeks →
Where these figures come from
Each quarter a company reports its results against a consensus of analyst forecasts. The figures here are reported versus expected earnings per share from published results; the expectation is that analyst consensus, not our view. Report dates are estimates and can move.
What are the scenarios for BNY Mellon?
An illustrative range for the year ahead — not a prediction or a price target.
What are the pros, cons and common questions?
The case each way, and the questions people ask
Successful expansion into new digital asset services
Significant regulatory changes or loss of major clients
What are the pros and cons of BNY Mellon?
A balance check, not a score or verdict.
- Dominant market position as a global custodian
- High profit margins compared to many other financial firms
- Strong earnings growth recently
- Essential service provider that is difficult for clients to replace
- Revenue is heavily tied to the health of global financial markets
- Low dividend yield: The yearly dividend as a percentage of the share price - roughly the income you'd earn from dividends alone. compared to some traditional banking stocks
- Complex business model that can be hard to analyse
- Regulatory changes that could force higher capital requirements
- Cybersecurity threats to critical financial infrastructure
- Sensitivity to interest rate changes impacting net interest income
The write-up's own warning lights — if these start happening, the case above changes.
- A sustained, long-term decline in global asset values
- A major technological failure that damages the firm's reputation for reliability
Common questions about BNY Mellon
Does BNY Mellon pay a dividend?
Yes - BNY Mellon currently pays a dividend of about 1.4% a year. Dividends are a share of profit paid to holders; the yield moves with the price and payouts can be cut.
When does BNY Mellon report earnings next?
BNY Mellon is next scheduled to report results on about 2026-10-15. Report dates are estimates and can move; this is a diary note for when to look, not a forecast of the outcome.
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KeyCorpBuilt from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →
This plain-English summary was auto-generated on 2026-08-02 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.