Fidelity National Information Services (FIS)
FIS is a behind-the-scenes tech giant that provides the digital plumbing for banks and retailers to process payments and manage accounts.
Is Fidelity National Information Services a good stock for a UK beginner?
The honest version: FIS is a behind-the-scenes tech giant that provides the digital plumbing for banks and retailers to process payments and manage accounts.
Over about 2 years to 2026-07-31. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.
Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.
Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.
FIS becomes the dominant provider for modernised global banking infrastructure.
Technological disruption from newer, more agile fintech competitors.
What does Fidelity National Information Services do?
Think of FIS as the invisible engine room for the financial world, helping banks process transactions and manage their digital infrastructure. A fee lands every time a payment gets processed or a piece of its banking software is used. A lot rests on how it handles its recent change in strategy, as it works to simplify the business and focus on its core technology services.
On our factor screen it looks strongest on growth and value, and weakest on momentum.
- ✓Pays a dividend - about 3.9% a year
- ✓Growing - revenue up about 30% over the year
- ✓Very profitable - turns about 23% of sales into profit
- ·Low P/E of 9 vs last year's earnings
- ✓Strong return on shareholder money (ROE 17%)
- Value screens high (83/100)
- Growth screens high (92/100)
- Income screens high (75/100)
- Essential service provider with high barriers to entry for competitors
- Strong profit margins indicate a very efficient business model
- Momentum screens low (27/100)
- Rapidly changing technology could make their current systems obsolete
- Cybersecurity threats are a constant and expensive concern for payment processors
- Economic downturns often lead to fewer transactions and lower fee income
What do Fidelity National Information Services's numbers mean?
How much money does Fidelity National Information Services make?
Revenue and profit by quarter, and how much of each sale turns into profit.
Does Fidelity National Information Services pay a dividend?
Yes - Fidelity National Information Services currently pays a dividend of about 3.9% a year (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it.
When does Fidelity National Information Services report earnings, and how did recent quarters go?
Fidelity National Information Services is next scheduled to report on about 2026-08-04 - dates can move, and we don't predict results; this just tells you when to look.
Each quarter a company reports its results against what analysts expected. ‘Beating’ or ‘missing’ is about that expectation, not whether the business is doing well in absolute terms.
| Reported | Expected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number. | Actual EPS | vs expected |
|---|---|---|---|
| 2026-05-08 | $1.29 | $1.36 | Beat +6% |
| 2026-02-24 | $1.69 | $1.68 | In line |
| 2025-11-05 | $1.48 | $1.51 | Beat +2% |
| 2025-08-05 | $1.36 | $1.36 | In line |
| 2025-05-06 | $1.20 | $1.21 | Beat +1% |
| 2025-02-11 | $1.36 | $1.39 | Beat +2% |
Across the last 6 quarters here, Fidelity National Information Services came in ahead of what analysts expected 4 times. One quarter is noise, not a trend.
See who else reports over the next two weeks →
Reported vs expected earnings per share (EPS) from published results; the expectation is the analyst consensus, not our view. Report dates are estimates that can move.
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NetApp, Inc.What are the scenarios for Fidelity National Information Services?
An illustrative range for the year ahead, with the assumption behind each case — not a prediction or a price target.
What are the pros and cons of Fidelity National Information Services?
How many points the write-up makes each way — a balance check, not a score or verdict.
- Essential service provider with high barriers to entry for competitors
- Strong profit margins indicate a very efficient business model
- Attractive dividend yield for those looking for regular income
- Recent share price performance has been quite weak
- Complex business structure can be difficult for outsiders to track
- Heavy reliance on the health of the traditional banking sector
- Rapidly changing technology could make their current systems obsolete
- Cybersecurity threats are a constant and expensive concern for payment processors
- Economic downturns often lead to fewer transactions and lower fee income
The write-up's own warning lights — if these start happening, the case above changes.
- A significant drop in the number of banks using their core software
- A major, sustained failure in their payment processing systems
Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →
This plain-English summary was auto-generated on 2026-08-01 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.