JPMorgan Chase & Co. (JPM)
JPMorgan Chase is a massive American banking giant that helps individuals, businesses, and governments manage their money, investments, and loans.
Is JPMorgan Chase & Co. a good stock for a UK beginner?
The honest version: There's no rating here and nothing for sale. In its favour: Dominant market position in global finance. Worth weighing: Highly sensitive to the ups and downs of the global economy.
Is this normal for this company?
Each figure against the range this same company has produced recently. Neither end of a range is the good end.
Share price divided by the earnings actually reported over the four most recent quarters. The range is the same calculation at each of this company's last few results, so roughly the past year.
Profit as a share of sales, from the company's own quarterly statements. The range covers the 5 quarters we hold, and the figure shown is its most recent one.
How these ranges are built
Every number here is the company's own reported figure, not a comparison with other companies. The ranges come from this company's own results and its share price. Where it reports in a different currency from the one its shares trade in, the price-to-earnings range is left out rather than mixing the two.
What does JPMorgan Chase & Co. do?
Think of JPMorgan as the engine room of the global financial system, offering everything from everyday current accounts to complex advice for massive corporations. Income flows in from charging interest on loans, collecting fees for managing investments, and helping companies raise capital. How the wider economy performs matters most here, since the bank's health is closely tied to the financial well-being of its customers.
On our factor screen it looks strongest on growth and momentum, and weakest on quality.
- ✓Pays a dividend - about 1.7% a year
- ✓Growing - revenue up about 30% over the year
- ✓Very profitable - turns about 35% of sales into profit
- ✓Strong return on shareholder money (ROE 18%)
- Growth screens high
- Momentum screens high
- —
Does JPMorgan Chase & Co. pay a dividend?
Yes - JPMorgan Chase & Co. currently pays a dividend of about 1.7% a year, which is £17 a year for every £1,000 invested (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it. An ISA doesn't shelter the US tax on this one →
What do the numbers say about JPMorgan Chase & Co.'s dividend?
There's no rating here, and we don't judge whether the dividend will continue - that would be advice. Here are the figures income investors usually look at, and what each one means, so you can weigh it up yourself.
Figures are from the latest available data and can be distorted by one-off results. Past payments don't predict future ones, and a dividend can be cut at any time. This lays out the numbers to help you understand them - it is not a view on what will happen.
Most recent ex-dividend date: 6 Jul 2026. To receive a dividend you must already own the shares before the ex-dividend date; become a holder on or after it and the previous owner keeps that payment. Why the price usually falls that morning →
What do JPMorgan Chase & Co.'s numbers mean?
How has it performed?
Growth of £1,000, the worst fall, and year by year
Over about 2 years to 2026-09-11. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.
How much has JPMorgan Chase & Co. actually fallen?
Over the last 2 years of daily prices, JPMorgan Chase & Co. fell as much as −25% from a high to a later low. Falls like this are normal when you own a share.
Past falls are not a forecast - it can fall further, or recover.
How has it done year by year?
Calendar-year total return - the share price with dividends reinvested - from adjusted closing prices. The current year is only part-complete. Past returns are not a guide to the future.
A closer look at the numbers
Ownership, earnings history, where the money goes, and the outlook range
Does the share price tell you if it's cheap or expensive?
Who owns JPMorgan Chase & Co.?
About 76% of JPMorgan Chase & Co., or about 76 in every 100 shares, is held by big institutions such as pension and index funds. The rest, roughly 24%, is held by the public and smaller investors.
What this does and doesn't tell you
This is a recent snapshot of the share register, and it moves. We don't read anything into who owns what - a high institutional share is common for any large listed company and is not a signal about it.
Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.
Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.
How much money does JPMorgan Chase & Co. make?
Revenue and profit by quarter, and how much of each sale turns into profit.
When does JPMorgan Chase & Co. report earnings, and how did recent quarters go?
JPMorgan Chase & Co. is next scheduled to report on about 2026-10-13 - dates can move, and we don't predict results; this just tells you when to look.
‘Beat’ and ‘missed’ are against what analysts expected, not whether the business is doing well.
| Reported | Expected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number. | Actual EPS | vs expected |
|---|---|---|---|
| 2026-07-14 | $5.80 | $6.14 | Beat +6% |
| 2026-04-14 | $5.51 | $5.94 | Beat +8% |
| 2026-01-13 | $4.82 | $4.63 | Missed -4% |
| 2025-10-14 | $4.87 | $5.07 | Beat +4% |
| 2025-07-15 | $4.48 | $4.96 | Beat +11% |
| 2025-04-11 | $4.64 | $5.07 | Beat +9% |
Across the last 6 quarters here, JPMorgan Chase & Co. came in ahead of what analysts expected 5 times. One quarter is noise, not a trend.
See who else reports over the next two weeks →
Where these figures come from
Each quarter a company reports its results against a consensus of analyst forecasts. The figures here are reported versus expected earnings per share from published results; the expectation is that analyst consensus, not our view. Report dates are estimates and can move.
What are the scenarios for JPMorgan Chase & Co.?
An illustrative range for the year ahead — not a prediction or a price target.
What are the pros, cons and common questions?
The case each way, and the questions people ask
Successful expansion into new digital financial services.
Major disruption from new financial technology competitors.
What are the pros and cons of JPMorgan Chase & Co.?
A balance check, not a score or verdict.
- Dominant market position in global finance
- Strong ability to turn revenue into profit
- Consistent history of paying dividends to shareholders
- Highly sensitive to the ups and downs of the global economy
- Complex business model that can be difficult to analyse
- Subject to heavy regulation which can limit growth
- Potential for loan losses if borrowers cannot pay back debt
- Cybersecurity threats to digital banking platforms
- Changes in government policy affecting banking rules
The write-up's own warning lights — if these start happening, the case above changes.
- A significant, sustained drop in the bank's return on equity
- A major regulatory scandal that damages the bank's reputation
Common questions about JPMorgan Chase & Co.
Does JPMorgan Chase & Co. pay a dividend?
Yes - JPMorgan Chase & Co. currently pays a dividend of about 1.7% a year. Dividends are a share of profit paid to holders; the yield moves with the price and payouts can be cut.
When does JPMorgan Chase & Co. report earnings next?
JPMorgan Chase & Co. is next scheduled to report results on about 2026-10-13. Report dates are estimates and can move; this is a diary note for when to look, not a forecast of the outcome.
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This plain-English summary was auto-generated on 2026-08-02 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.