Educational information, not financial advice or a personal recommendation. Not regulated by the FCA. Do your own research. Capital at risk.

W. R. Berkley Corporation (WRB)

Financial Services Dividend payerS&P 500

W. R. Berkley is a specialist insurance company that focuses on niche, complex risks rather than standard home or car insurance.

$69.90

Is W. R. Berkley Corporation a good stock for a UK beginner?

The honest version: There's no rating here and nothing for sale. In its favour: Strong track record of profitability with a high return on equity. Worth weighing: Very modest dividend yield compared to some other financial firms.

No rating · no target price · nothing for sale here
Price+22.3%
= past earnings-report date
Priced in USD. As a UK investor your £ return also moves with the pound-to-dollar exchange rate, even inside an ISA - a stronger pound can trim your £ gains and a weaker pound can add to them, whatever the share price itself does.
52-week range+5% past year
$69.90
Low $62.87High $78.96
Where today's price sits versus its past year - context, not a signal.

Is this normal for this company?

Each figure against the range this same company has produced recently. Neither end of a range is the good end.

Price to earnings
14.6now
14.317.1

Share price divided by the earnings actually reported over the four most recent quarters. The range is the same calculation at each of this company's last few results, so roughly the past year.

Net profit margin
12.2%now
11.1%13.9%

Profit as a share of sales, from the company's own quarterly statements. The range covers the 5 quarters we hold, and the figure shown is its most recent one.

How these ranges are built

Every number here is the company's own reported figure, not a comparison with other companies. The ranges come from this company's own results and its share price. Where it reports in a different currency from the one its shares trade in, the price-to-earnings range is left out rather than mixing the two.

What does W. R. Berkley Corporation do?

Think of W. R. Berkley as a professional risk-taker that insures businesses against specific, tricky problems that standard insurers might avoid. Premiums collected from these clients get invested until a claim comes due, and that cycle is where the profits come from. What really moves the needle is their underwriting, meaning how accurately they price those risks so they keep more money than they pay out.

On our factor screen it looks strongest on income and value, and weakest on growth.

Quick checks

Does W. R. Berkley Corporation pay a dividend?

Yes - W. R. Berkley Corporation currently pays a dividend of about 0.6% a year, which is £5.60 a year for every £1,000 invested (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it. An ISA doesn't shelter the US tax on this one →

What do the numbers say about W. R. Berkley Corporation's dividend?

There's no rating here, and we don't judge whether the dividend will continue - that would be advice. Here are the figures income investors usually look at, and what each one means, so you can weigh it up yourself.

Dividend yield0.6%£5.60 a year for every £1,000 invested. The yearly dividend as a percentage of today's price. A very high figure often means the price has fallen because the market expects a cut, so a big yield is a question to look into, not a prize.
Payout ratio8%about 8 in every 100 pounds of profit. The share of profit paid out as dividends. A lower figure leaves headroom; near or above 100% means most or all of the profit is going out as dividends.
Dividend coverover 10×Profit divided by the dividend (the payout ratio the other way up). As a rough convention many income investors like around 2× or more; below 1× means the company paid out more than it earned that year.

Figures are from the latest available data and can be distorted by one-off results. Past payments don't predict future ones, and a dividend can be cut at any time. This lays out the numbers to help you understand them - it is not a view on what will happen.

Most recent ex-dividend date: 23 Jun 2026. To receive a dividend you must already own the shares before the ex-dividend date; become a holder on or after it and the previous owner keeps that payment. Why the price usually falls that morning →

What do W. R. Berkley Corporation's numbers mean?

P/E
14.42
This shows how much you are paying for every pound of the company's annual profit; a lower number can sometimes suggest a company is priced more modestly relative to its earnings.
Around the middle of the 131 Financial Services shares we cover
Return on equity
20.2%
This measures how efficiently the company uses the money shareholders have invested to generate profit, with 20% being a generally strong sign of productivity.
Higher than most of the 137 Financial Services shares we cover
Beta
0.3
This indicates how much the share price tends to wobble compared to the wider market; a low number like 0.3 suggests the stock is typically much calmer than the average share.
Net margin
12.9%
This is the slice of every pound of revenue that actually stays in the company's pocket as profit after all expenses are paid.
Lower than most of the 141 Financial Services shares we cover

How has it performed?

Growth of £1,000, the worst fall, and year by year
If you had put $1,000 into W. R. Berkley Corporation
$1,223+22%

Over about 2 years to 2026-09-11. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.

How much has W. R. Berkley Corporation actually fallen?

−19%

Over the last 2 years of daily prices, W. R. Berkley Corporation fell as much as −19% from a high to a later low. Falls like this are normal when you own a share.

Past falls are not a forecast - it can fall further, or recover.

How has it done year by year?

2022+34%
2023+0%
2024+27%
2025+23%
2026 so far+1%

Calendar-year total return - the share price with dividends reinvested - from adjusted closing prices. The current year is only part-complete. Past returns are not a guide to the future.

A closer look at the numbers

Ownership, earnings history, where the money goes, and the outlook range
Market cap: The company's total value on the stock market - share price times the number of shares. Big = 'large-cap', small = 'small-cap'.
$26.02B
Avg volume: How many shares change hands on a typical day. Higher means it's easy to buy or exit without moving the price.
2.14M
Day range: The lowest and highest price the shares traded at during the latest day.
$69.58 – $70.78
52-week range: The lowest and highest the shares have traded over the past year - a sense of how wide the swings have been.
$62.87 – $78.96
P/E ratio: Price-to-earnings: the share price divided by yearly profit per share. Lower can mean cheaper; higher often means investors expect fast growth.
14.4
Dividend yield: The yearly dividend as a percentage of the share price - roughly the income you'd earn from dividends alone.
0.6%
Beta: How bumpy the share price is versus the whole market. Above 1 swings more than the market; below 1 is calmer. It's about the ride, not whether it goes up or down.
0.29

Does the share price tell you if it's cheap or expensive?

One share costs$69.90
Number of shares372 million
So the whole company is worth$26.02bn
A £5 share is not cheaper than a £500 one - it means the company cut itself into more slices. Whether the total looks high or low is what the figures below are for; we don't give a verdict.
How bumpy is it?Beta: How bumpy the share price is versus the whole market. Above 1 swings more than the market; below 1 is calmer. It's about the ride, not whether it goes up or down. 0.29
Calm
Wild
Steadier than most

Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.

Why has it been moving?▼ -5% past week · ▲ +5% past year

Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.

How much money does W. R. Berkley Corporation make?

Revenue and profit by quarter, and how much of each sale turns into profit.

RevenueNet income
$0$945.06M$1.89B$2.84B$3.78BQ2 25Q3 25Q4 25Q1 26Q2 26
Gross margin
43.8%
Net margin
12.9%
Return on equity
20.2%

Where does each £100 of W. R. Berkley Corporation's sales go?

Making the product or service £56Running costs, tax and interest £31Left as profit £13

A rough split of the latest full-year figures: of every £100 of sales, about £56 covers making the product or service, £31 goes on running costs, tax and interest, and about £13 is left as profit. Margins vary a lot by industry, and one-off items can distort a single year.

When does W. R. Berkley Corporation report earnings, and how did recent quarters go?

W. R. Berkley Corporation is next scheduled to report on about 2026-10-19 - dates can move, and we don't predict results; this just tells you when to look.

‘Beat’ and ‘missed’ are against what analysts expected, not whether the business is doing well.

W. R. Berkley Corporation: reported versus expected earnings per share, recent quarters
ReportedExpected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number.Actual EPSvs expected
2026-07-20$1.08$1.27Beat +17%
2026-04-21$1.14$1.30Beat +14%
2026-01-26$1.12$1.13In line
2025-10-20$1.10$1.10In line
2025-07-21$1.02$1.05Beat +2%
2025-04-21$0.99$1.01Beat +2%

Across the last 6 quarters here, W. R. Berkley Corporation came in ahead of what analysts expected 4 times. One quarter is noise, not a trend.

See who else reports over the next two weeks →

Where these figures come from

Each quarter a company reports its results against a consensus of analyst forecasts. The figures here are reported versus expected earnings per share from published results; the expectation is that analyst consensus, not our view. Report dates are estimates and can move.

What are the scenarios for W. R. Berkley Corporation?

An illustrative range for the year ahead — not a prediction or a price target.

◀ lowerhigher ▶todayBull▲ UpsideBase• In-lineBear▼ Downside
Bull
+5% to +10%Stronger than expected underwriting profits in the next quarter.
Base
-2% to +2%Steady performance in line with historical trends.
Bear
-5% to -10%Unexpectedly high claims from a major weather event or industry crisis.

What are the pros, cons and common questions?

The case each way, and the questions people ask
The bull case

Dominance in specialist markets leads to significant long-term profit compounding.

The bear case

A long-term shift in the insurance landscape that makes their niche model less profitable.

What are the pros and cons of W. R. Berkley Corporation?

3bull points
6bear points

A balance check, not a score or verdict.

The bull case3
  • Strong track record of profitability with a high return on equity: How much profit the company makes for each £1 shareholders have put in. Higher usually means a more efficient business.
  • Low beta suggests the stock is less volatile than the broader market
  • Specialist focus allows for better pricing power in niche areas
The catch3
  • Very modest dividend yield: The yearly dividend as a percentage of the share price - roughly the income you'd earn from dividends alone. compared to some other financial firms
  • Revenue growth: How fast the company's sales grew versus a year ago. is relatively slow at 4%
  • Business model is highly dependent on accurate risk assessment
Key risks3
  • Unpredictable large-scale disasters could lead to sudden, massive claims
  • Changes in interest rates can impact the value of their investment portfolio
  • Increased competition in the specialist insurance sector could squeeze margins
What would flip the thesis

The write-up's own warning lights — if these start happening, the case above changes.

  • A significant, sustained drop in the return on equity below 10%
  • A major change in management strategy away from specialist underwriting

Common questions about W. R. Berkley Corporation

Does W. R. Berkley Corporation pay a dividend?

Yes - W. R. Berkley Corporation currently pays a dividend of about 0.6% a year. Dividends are a share of profit paid to holders; the yield moves with the price and payouts can be cut.

When does W. R. Berkley Corporation report earnings next?

W. R. Berkley Corporation is next scheduled to report results on about 2026-10-19. Report dates are estimates and can move; this is a diary note for when to look, not a forecast of the outcome.

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Confidence: medium · data: USD · flags: none · Charts by TradingView Lightweight Charts™
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Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →

This plain-English summary was auto-generated on 2026-08-02 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.

Prices as of 11 Sep 2026; other figures as of 11 Aug 2026. Prices may be delayed and numbers can go stale - always double-check before acting.