Arch Capital Group Ltd. (ACGL)
Arch Capital is a global insurance and reinsurance powerhouse that helps businesses and individuals manage their financial risks.
Is Arch Capital Group Ltd. a good stock for a UK beginner?
The honest version: Arch Capital is a global insurance and reinsurance powerhouse that helps businesses and individuals manage their financial risks.
Over about 2 years to 2026-07-31. This is the share price only; any dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.
Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.
Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.
Long-term growth in insurance demand and superior capital allocation.
A prolonged period of high-cost insurance claims or market downturns.
What does Arch Capital Group Ltd. do?
Think of Arch Capital as a giant safety net for other companies; they collect premiums to cover potential losses from things like natural disasters or legal claims. Its income comes from investing those premiums while it waits to see if any claims need to be paid out. Their profitability comes down to how well they balance the money they take in against the claims they have to pay out.
On our factor screen it looks strongest on value and quality, and weakest on growth.
- !Pays no dividend - the whole return rides on the share price
- !Revenue slipped about 10% over the year
- ✓Very profitable - turns about 24% of sales into profit
- ·Low P/E of 8 vs last year's earnings
- ✓Low debt - a sturdier balance sheet
- ✓Strong return on shareholder money (ROE 20%)
- Value screens high (83/100)
- Strong profitability with a healthy net margin
- High return on equity suggests efficient management
- Low beta indicates less sensitivity to general market swings
- Growth screens low (12/100)
- Income screens low (16/100)
- Large-scale catastrophic events could lead to significant losses
- Changes in interest rates affect the value of their investment portfolio
- Intense competition in the insurance sector can squeeze profit margins
What do Arch Capital Group Ltd.'s numbers mean?
How much money does Arch Capital Group Ltd. make?
Revenue and profit by quarter, and how much of each sale turns into profit.
Does Arch Capital Group Ltd. pay a dividend?
No - Arch Capital Group Ltd. doesn't currently pay a dividend, so the whole return would rest on the share price. Plenty of growing companies reinvest their profits instead of paying them out - neither approach is better or worse, they're just different.
When does Arch Capital Group Ltd. report earnings, and how did recent quarters go?
Arch Capital Group Ltd. is next scheduled to report on about 2026-10-26 - dates can move, and we don't predict results; this just tells you when to look.
Each quarter a company reports its results against what analysts expected. ‘Beating’ or ‘missing’ is about that expectation, not whether the business is doing well in absolute terms.
| Reported | Expected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number. | Actual EPS | vs expected |
|---|---|---|---|
| 2026-07-28 | $2.46 | $2.56 | Beat +4% |
| 2026-04-28 | $2.46 | $2.50 | Beat +1% |
| 2026-02-09 | $2.57 | $2.98 | Beat +16% |
| 2025-10-27 | $2.25 | $2.77 | Beat +23% |
| 2025-07-29 | $2.30 | $2.58 | Beat +12% |
| 2025-04-29 | $1.31 | $1.54 | Beat +17% |
Across the last 6 quarters here, Arch Capital Group Ltd. came in ahead of what analysts expected 6 times. One quarter is noise, not a trend.
See who else reports over the next two weeks →
Reported vs expected earnings per share (EPS) from published results; the expectation is the analyst consensus, not our view. Report dates are estimates that can move.
More in Financial Services
What are the scenarios for Arch Capital Group Ltd.?
An illustrative range for the year ahead, with the assumption behind each case — not a prediction or a price target.
What are the pros and cons of Arch Capital Group Ltd.?
How many points the write-up makes each way — a balance check, not a score or verdict.
- Strong profitability with a healthy net margin
- High return on equity suggests efficient management
- Low beta indicates less sensitivity to general market swings
- No dividend payments for those seeking regular income
- Recent revenue growth has been slightly negative
- Business performance is tied to unpredictable natural disasters
- Large-scale catastrophic events could lead to significant losses
- Changes in interest rates affect the value of their investment portfolio
- Intense competition in the insurance sector can squeeze profit margins
The write-up's own warning lights — if these start happening, the case above changes.
- A sustained increase in major global insurance claims
- A significant shift in the company's underwriting strategy
Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →
This plain-English summary was auto-generated on 2026-08-01 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.