Raymond James (RJF)
Raymond James is a US-based financial firm that helps people manage their wealth and provides investment banking services to businesses.
Is Raymond James a good stock for a UK beginner?
The honest version: Raymond James is a US-based financial firm that helps people manage their wealth and provides investment banking services to businesses.
Over about 2 years to 2026-07-31. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.
Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.
Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.
Successful expansion of their footprint and consistent market share gains.
Structural shifts in the industry making traditional fee models less profitable.
What does Raymond James do?
Think of Raymond James as a financial engine room that helps individuals grow their savings and assists companies in raising money or navigating mergers. They make their money primarily through fees charged for managing client investments and commissions from trading activities. Their success rises and falls with the broader stock market, closely tied to the activity and confidence in the financial world.
On our factor screen it looks strongest on quality and value, and weakest on income.
- ✓Pays a dividend - about 1.2% a year
- ✓Growing - revenue up about 15% over the year
- ✓Very profitable - turns about 15% of sales into profit
- Value screens high (72/100)
- Quality screens high (74/100)
- Momentum screens high (71/100)
- Strong track record of profitability and efficient use of capital.
- Diversified income streams between wealth management and investment banking.
- A major economic recession could lead to a sharp drop in client assets.
- Regulatory changes in the financial sector could increase costs.
- Cybersecurity threats to sensitive financial data.
What do Raymond James's numbers mean?
How much money does Raymond James make?
Revenue and profit by quarter, and how much of each sale turns into profit.
Does Raymond James pay a dividend?
Yes - Raymond James currently pays a dividend of about 1.2% a year (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it.
When does Raymond James report earnings, and how did recent quarters go?
Raymond James is next scheduled to report on about 2026-10-28 - dates can move, and we don't predict results; this just tells you when to look.
Each quarter a company reports its results against what analysts expected. ‘Beating’ or ‘missing’ is about that expectation, not whether the business is doing well in absolute terms.
| Reported | Expected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number. | Actual EPS | vs expected |
|---|---|---|---|
| 2026-07-22 | $2.91 | $3.14 | Beat +8% |
| 2026-04-22 | $2.71 | $2.72 | In line |
| 2026-01-28 | $2.83 | $2.86 | In line |
| 2025-10-22 | $2.83 | $3.11 | Beat +10% |
| 2025-07-23 | $2.36 | $2.18 | Missed -8% |
| 2025-04-23 | $2.44 | $2.42 | In line |
Across the last 6 quarters here, Raymond James came in ahead of what analysts expected 2 times. One quarter is noise, not a trend.
See who else reports over the next two weeks →
Reported vs expected earnings per share (EPS) from published results; the expectation is the analyst consensus, not our view. Report dates are estimates that can move.
More in Financial Services
What are the scenarios for Raymond James?
An illustrative range for the year ahead, with the assumption behind each case — not a prediction or a price target.
What are the pros and cons of Raymond James?
How many points the write-up makes each way — a balance check, not a score or verdict.
- Strong track record of profitability and efficient use of capital.
- Diversified income streams between wealth management and investment banking.
- High gross margins indicate a scalable business model.
- Highly sensitive to the health of the global stock market.
- Faces intense competition from larger, well-established financial giants.
- Revenue can be unpredictable depending on the volume of corporate deals.
- A major economic recession could lead to a sharp drop in client assets.
- Regulatory changes in the financial sector could increase costs.
- Cybersecurity threats to sensitive financial data.
The write-up's own warning lights — if these start happening, the case above changes.
- A sustained period of market decline that forces a change in their business model.
- A significant loss of key financial advisors to competitors.
Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →
This plain-English summary was auto-generated on 2026-08-01 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.