Ameriprise Financial (AMP)
Ameriprise Financial is a long-standing American firm that helps people manage their savings, investments, and retirement plans.
Is Ameriprise Financial a good stock for a UK beginner?
The honest version: Ameriprise Financial is a long-standing American firm that helps people manage their savings, investments, and retirement plans.
Over about 2 years to 2026-07-31. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.
Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.
Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.
Aging population drives massive demand for retirement planning.
Major regulatory changes impacting fee structures.
What does Ameriprise Financial do?
Ameriprise acts as a financial coach and money manager, helping individuals grow their wealth through advice and investment products. Fees for managing those assets and for providing financial planning are what bring in the income. Their progress leans on winning new clients and keeping existing ones happy, since the business runs on customer trust.
On our factor screen it looks strongest on momentum and income, and weakest on growth.
- ✓Pays a dividend - about 1.2% a year
- ✓Growing - revenue up about 12% over the year
- ✓Very profitable - turns about 20% of sales into profit
- ✓Strong return on shareholder money (ROE 63%)
- Quality screens high (71/100)
- Momentum screens high (73/100)
- Income screens high (71/100)
- Strong profitability with healthy net margins
- High return on equity suggests efficient management
- Economic downturns could lead to clients withdrawing funds
- Regulatory changes could force a reduction in management fees
- Higher market volatility increases the risk of client churn
What do Ameriprise Financial's numbers mean?
How much money does Ameriprise Financial make?
Revenue and profit by quarter, and how much of each sale turns into profit.
Does Ameriprise Financial pay a dividend?
Yes - Ameriprise Financial currently pays a dividend of about 1.2% a year (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it.
When does Ameriprise Financial report earnings, and how did recent quarters go?
Ameriprise Financial is next scheduled to report on about 2026-10-29 - dates can move, and we don't predict results; this just tells you when to look.
Each quarter a company reports its results against what analysts expected. ‘Beating’ or ‘missing’ is about that expectation, not whether the business is doing well in absolute terms.
| Reported | Expected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number. | Actual EPS | vs expected |
|---|---|---|---|
| 2026-07-23 | $10.81 | $11.07 | Beat +2% |
| 2026-04-23 | $10.21 | $11.26 | Beat +10% |
| 2026-01-29 | $10.31 | $10.83 | Beat +5% |
| 2025-10-30 | $9.76 | $9.87 | Beat +1% |
| 2025-07-24 | $9.00 | $9.11 | Beat +1% |
| 2025-04-24 | $9.08 | $9.50 | Beat +5% |
Across the last 6 quarters here, Ameriprise Financial came in ahead of what analysts expected 6 times. One quarter is noise, not a trend.
See who else reports over the next two weeks →
Reported vs expected earnings per share (EPS) from published results; the expectation is the analyst consensus, not our view. Report dates are estimates that can move.
More in Financial Services
What are the scenarios for Ameriprise Financial?
An illustrative range for the year ahead, with the assumption behind each case — not a prediction or a price target.
What are the pros and cons of Ameriprise Financial?
How many points the write-up makes each way — a balance check, not a score or verdict.
- Strong profitability with healthy net margins
- High return on equity suggests efficient management
- Established brand with a long history in financial planning
- Business is highly sensitive to stock market performance
- Faces stiff competition from cheaper, automated investment services
- Share price has struggled to gain momentum over the past year
- Economic downturns could lead to clients withdrawing funds
- Regulatory changes could force a reduction in management fees
- Higher market volatility increases the risk of client churn
The write-up's own warning lights — if these start happening, the case above changes.
- A sustained, long-term decline in the stock market
- A significant loss of trust leading to mass client departures
Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →
This plain-English summary was auto-generated on 2026-08-01 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.