
PulteGroup, Inc. (PHM)
PulteGroup is a major American homebuilder that constructs and sells a wide variety of houses, from starter homes to luxury estates.
Is PulteGroup, Inc. a good stock for a UK beginner?
The honest version: PulteGroup is a major American homebuilder that constructs and sells a wide variety of houses, from starter homes to luxury estates.
Over about 2 years to 2026-07-31. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.
Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.
Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.
Long-term population growth drives consistent demand for new housing.
Structural changes in the housing market or long-term affordability crises.
What does PulteGroup, Inc. do?
PulteGroup makes its money by buying land, building houses on it, and selling them to families across the United States. Because they operate in the housing market, their success is tied to how easy it is for people to get a mortgage and how confident they feel about the economy. How interest rates shape demand for new homes is the number that matters here, since high borrowing costs tend to make buyers cautious.
On our factor screen it looks strongest on value and income, and weakest on growth.
- ✓Pays a dividend - about 0.8% a year
- !Revenue slipped about 10% over the year
- ✓Low debt - a sturdier balance sheet
- Value screens high (78/100)
- Strong brand presence in the US housing market
- Healthy profit margins for a construction business
- Solid track record of generating returns on shareholder money
- Growth screens low (8/100)
- Rising costs for land and construction materials
- Potential for a slowdown in the broader US economy
- Changes in government policy regarding mortgages or housing
What do PulteGroup, Inc.'s numbers mean?
How much money does PulteGroup, Inc. make?
Revenue and profit by quarter, and how much of each sale turns into profit.
Does PulteGroup, Inc. pay a dividend?
Yes - PulteGroup, Inc. currently pays a dividend of about 0.8% a year (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it.
When does PulteGroup, Inc. report earnings, and how did recent quarters go?
PulteGroup, Inc. is next scheduled to report on about 2026-10-20 - dates can move, and we don't predict results; this just tells you when to look.
Each quarter a company reports its results against what analysts expected. ‘Beating’ or ‘missing’ is about that expectation, not whether the business is doing well in absolute terms.
| Reported | Expected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number. | Actual EPS | vs expected |
|---|---|---|---|
| 2026-07-22 | $2.36 | $2.48 | Beat +5% |
| 2026-04-23 | $1.81 | $1.79 | Missed -1% |
| 2026-01-29 | $2.81 | $2.88 | Beat +3% |
| 2025-10-21 | $2.89 | $2.96 | Beat +2% |
| 2025-07-22 | $2.97 | $3.03 | Beat +2% |
| 2025-04-22 | $2.42 | $2.57 | Beat +6% |
Across the last 6 quarters here, PulteGroup, Inc. came in ahead of what analysts expected 5 times. One quarter is noise, not a trend.
See who else reports over the next two weeks →
Reported vs expected earnings per share (EPS) from published results; the expectation is the analyst consensus, not our view. Report dates are estimates that can move.
More in Consumer Cyclical
What are the scenarios for PulteGroup, Inc.?
An illustrative range for the year ahead, with the assumption behind each case — not a prediction or a price target.
What are the pros and cons of PulteGroup, Inc.?
How many points the write-up makes each way — a balance check, not a score or verdict.
- Strong brand presence in the US housing market
- Healthy profit margins for a construction business
- Solid track record of generating returns on shareholder money
- Recent decline in revenue and earnings growth
- Highly sensitive to economic cycles and interest rates
- Small dividend yield compared to other sectors
- Rising costs for land and construction materials
- Potential for a slowdown in the broader US economy
- Changes in government policy regarding mortgages or housing
The write-up's own warning lights — if these start happening, the case above changes.
- A sudden, sharp increase in mortgage interest rates
- A significant drop in the number of new home permits issued nationally
Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →
This plain-English summary was auto-generated on 2026-08-01 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.