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PulteGroup, Inc. (PHM)

Consumer Cyclical Dividend payer

PulteGroup is a major American homebuilder that constructs and sells a wide variety of houses, from starter homes to luxury estates.

$126.47

Is PulteGroup, Inc. a good stock for a UK beginner?

The honest version: PulteGroup is a major American homebuilder that constructs and sells a wide variety of houses, from starter homes to luxury estates.

No rating · no target price · nothing for sale here
Price-2.2%
Priced in USD - as a UK investor your £ return also moves with the pound-to-dollar exchange rate, on top of the share price itself.
52-week range+20% past year
$126.47
Low $108.49High $144.50
Where today's price sits versus its past year - context, not a signal.
If you had put $1,000 into PulteGroup, Inc.
$978-2%

Over about 2 years to 2026-07-31. This is the share price only - reinvesting the dividends would add to it. And it's the USD return - as a UK investor your actual £ return also moves with the exchange rate. Past performance is not a guide to the future, and it could just as easily have fallen.

Market cap: The company's total value on the stock market - share price times the number of shares. Big = 'large-cap', small = 'small-cap'.
$24.09B
Avg volume: How many shares change hands on a typical day. Higher means it's easy to buy or exit without moving the price.
1.84M
Day range: The lowest and highest price the shares traded at during the latest day.
$126.19 – $128.90
52-week range: The lowest and highest the shares have traded over the past year - a sense of how wide the swings have been.
$108.49 – $144.50
P/E ratio: Price-to-earnings: the share price divided by yearly profit per share. Lower can mean cheaper; higher often means investors expect fast growth.
13.2
Dividend yield: The yearly dividend as a percentage of the share price - roughly the income you'd earn from dividends alone.
0.8%
Beta: How bumpy the share price is versus the whole market. Above 1 swings more than the market; below 1 is calmer. It's about the ride, not whether it goes up or down.
1.19
How bumpy is it?Beta: How bumpy the share price is versus the whole market. Above 1 swings more than the market; below 1 is calmer. It's about the ride, not whether it goes up or down. 1.19
Calm
Wild
Roughly in step with the market

Based on beta - how much the price swings versus the whole market. Bumpier isn't bad; it just means a rougher ride, which matters more the sooner you might need the money.

Why has it been moving?▲ +6% past week · ▲ +20% past year

Prices move on results, news and the mood of the whole market - no single headline explains a day, and a quiet week is usually just noise, not a signal.

The bull case

Long-term population growth drives consistent demand for new housing.

The bear case

Structural changes in the housing market or long-term affordability crises.

What does PulteGroup, Inc. do?

PulteGroup makes its money by buying land, building houses on it, and selling them to families across the United States. Because they operate in the housing market, their success is tied to how easy it is for people to get a mortgage and how confident they feel about the economy. How interest rates shape demand for new homes is the number that matters here, since high borrowing costs tend to make buyers cautious.

VQGMI
Factor profile

On our factor screen it looks strongest on value and income, and weakest on growth.

Value: How cheap the stock looks versus profits, sales and assets (higher = cheaper). 78Quality: How profitable and financially healthy the company is (higher = stronger). 51Growth: How fast revenue and earnings are growing (higher = faster). 8Momentum: How the share price has been trending recently (higher = stronger recent run). 46Income: The dividend income on offer and how sustainable it looks (higher = more/steadier). 68
Quick checks
What's strong
  • Value screens high (78/100)
  • Strong brand presence in the US housing market
  • Healthy profit margins for a construction business
  • Solid track record of generating returns on shareholder money
What to watch
  • Growth screens low (8/100)
  • Rising costs for land and construction materials
  • Potential for a slowdown in the broader US economy
  • Changes in government policy regarding mortgages or housing

What do PulteGroup, Inc.'s numbers mean?

P/E
12.1
This shows you are paying roughly £12 for every £1 of profit the company makes, which helps you see how much the market is currently willing to pay for its earnings.
Gross margin
26.1%
This is the percentage of money left over from sales after paying for the direct costs of building the homes, showing how efficiently they manage their construction expenses.
Return on equity
16.2%
This measures how effectively the company uses the money invested by shareholders to generate profit, with a higher number generally indicating better performance.
Beta
1.2
This number tells you that the share price tends to be slightly more jumpy or volatile than the wider stock market.

How much money does PulteGroup, Inc. make?

Revenue and profit by quarter, and how much of each sale turns into profit.

RevenueNet income
$0$1.15B$2.31B$3.46B$4.61BQ2 25Q3 25Q4 25Q1 26Q2 26
Gross margin
25.6%
Net margin
11.6%
Return on equity
14.9%

Does PulteGroup, Inc. pay a dividend?

Yes - PulteGroup, Inc. currently pays a dividend of about 0.8% a year (the yearly payout as a share of the price). A dividend is a slice of profit handed to shareholders; the yield moves as the price moves, and a company can cut or stop it.

When does PulteGroup, Inc. report earnings, and how did recent quarters go?

PulteGroup, Inc. is next scheduled to report on about 2026-10-20 - dates can move, and we don't predict results; this just tells you when to look.

Each quarter a company reports its results against what analysts expected. ‘Beating’ or ‘missing’ is about that expectation, not whether the business is doing well in absolute terms.

ReportedExpected EPS: The earnings per share analysts expected for the quarter - the average of their forecasts. 'Beating' or 'missing' is measured against this number.Actual EPSvs expected
2026-07-22$2.36$2.48Beat +5%
2026-04-23$1.81$1.79Missed -1%
2026-01-29$2.81$2.88Beat +3%
2025-10-21$2.89$2.96Beat +2%
2025-07-22$2.97$3.03Beat +2%
2025-04-22$2.42$2.57Beat +6%

Across the last 6 quarters here, PulteGroup, Inc. came in ahead of what analysts expected 5 times. One quarter is noise, not a trend.

See who else reports over the next two weeks →

Reported vs expected earnings per share (EPS) from published results; the expectation is the analyst consensus, not our view. Report dates are estimates that can move.

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What are the scenarios for PulteGroup, Inc.?

An illustrative range for the year ahead, with the assumption behind each case — not a prediction or a price target.

$144$126$111today · $126▲ Bull · $136• Base · $126▼ Bear · $117in 1 yearILLUSTRATIVE · NOT A PREDICTION OR PRICE TARGET
Bull
+5% to +10%Interest rates stabilise or fall, encouraging more home buyers.
Base
-2% to +2%The housing market remains steady with predictable demand.
Bear
-5% to -10%Economic uncertainty causes potential buyers to delay purchasing a home.

What are the pros and cons of PulteGroup, Inc.?

3bull points
6bear points

How many points the write-up makes each way — a balance check, not a score or verdict.

The bull case3
  • Strong brand presence in the US housing market
  • Healthy profit margins for a construction business
  • Solid track record of generating returns on shareholder money
The catch3
  • Recent decline in revenue and earnings growth
  • Highly sensitive to economic cycles and interest rates
  • Small dividend yield compared to other sectors
Key risks3
  • Rising costs for land and construction materials
  • Potential for a slowdown in the broader US economy
  • Changes in government policy regarding mortgages or housing
What would flip the thesis

The write-up's own warning lights — if these start happening, the case above changes.

Confidence: medium · data: USD · flags: none · Charts by TradingView Lightweight Charts™
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Built from public filings & market prices, checked for an education-only tone, and never a price target. How we make these →

This plain-English summary was auto-generated on 2026-08-01 from public data and checked for an education-only, no-advice tone (the figures above carry their own, usually fresher, 'as of' date). It's information, never a recommendation.

Figures as of 2026-08-01. Prices may be delayed and numbers can go stale - always double-check before acting.